Note: This is not an advertisement for Credit Karma...just a message to help anyone that doesn't know about it. They are many places to check your credit, but I choose this one as my personal choice.
I use the website, Credit Karma to check my credit from time to time. To my own surprise, I found a charge on an old credit card that was reporting delinquent payments. Understand, it was an account that was $0 balance and the card had been shredded. I would have never known about it, if I hadn't checked my credit on the site, Credit Karma. Luckily, I got it cleared up. But, these things are not simple. It took 3 phone calls before I actually got it cleared and a letter written to credit report to report the mistake on their part.
Serving as the President of the Board of a local Credit Union, credit scores is a commonly discussed term and how it can effect the rate you get for a loan, insurance, etc.. As a Realtor, I know many people are often surprised about something on their credit report that they knew nothing about or was incorrect. And it isn't the time you want to be dealing with such issues.
Companies are increasingly using credit scores as an objective measure of not only your credit, but your credibility. Some people confuse a credit report with a credit score, when they are two different things. A credit report contains all the information in a person’s credit file maintained by a Credit Bureau. The data in a credit report is interpreted through a complex mathematical process to determine a credit score, which is a single number that commonly ranges from 300 (terrible) to 850 (perfect).
Credit Karma also helps you track your debt and finances by giving you instant access to your credit score, and finding you the best savings options for your credit cards, mortgage, auto loans, and more.
Most people know that a lot is riding on their credit score, from the interest rates you pay on your loans, to your ability to rent an apartment, buy a home or car, and even to find a job. Companies are increasingly using credit scores as an objective measure of not only your credit, but your credibility.
This is not something I would normally post on, but I wanted to share with you my friends in blog world.
Popular posts from this blog
Welcome to Vicki's of 2 Bags Full Blog Grow Your Blog Party ; I'm so glad you're here! Hundreds of bloggers are joining in on the fun of finding new blogs and meeting new blogging friends. I t's going to be a grand party...so, welcome to Grow Your Blog Party and Fox Hollow Tales. My blog is about my life outside of selling real estate, which includes life at home, gardening, cooking, decorating and entertaining. creating mixed media art, traveling to art events around the country & taking art & jewelry classes, I enjoy sharing my travels with you, since I have been fortunate to travel to many interesting destinations. And I love taking photographs. From time to time I love to give some tales of my Burmese kitties, Chopin and Monet I hope that you will come back and visit me often. Please take a few minutes to look around here, and perhaps even choose to follow me. In appreciation to those that sign up as my new follower
DEADLINE JANUARY 31ST! DON'T MISS THIS OPPORTUNITY... Foxhollow Studio welcomes RitaReade March 4th & 5th for 2 days of classes in the studio. If you do not already follow Rita on Instagram, you can see her daily post @mammabellarte & see how multi- talented this lady is. I met Rita in Italy on the Prone to Wander Retreat with Carolyn Peeler @pronetowanderretreats a few years ago. Rita grew up in Sicily and teaches Italian cooking classes in her home in California. She has lived in the states most of her adult life. She is an amazing artist and business woman and you will love her enthusiasm and generosity in sharing her skills. This is such a great opportunity to have her in our studio. If you would like to join in with us, email me at firstname.lastname@example.org for detail on enrollment.
Welcome to Foxhollow Studio! I am so happy to share my Creative Space with you! ok....I went shopping today and added a lamp and some greenery. I love these things that make me get things done. Look at the difference....much better! I use my shelves above my work table to display some favorite items that I have made, received in swaps and were given as gifts by artist friends. This is a new color and a fresh look for me this year...take a look at last years studio pic. I love the new color and my chandelier! I must admit...after I saw Karen's jars covered with embellishments for holding her tools, I made some too! They were so much fun to do, that I made some and gave them away! I always enjoy finding vintage items for storing my tools, like this old bowl for my jewelry tools and the old metal drawers are great for jewelry parts with its divided compartments. I took an old water sprinkler for displaying the jewelry that I am making or its handy for when I w